Your taxes, filled in from the IRS's own records
The IRS already has a copy of nearly every tax form sent to you: W-2s, 1099s, 1098s. Download those records, add them here, answer a few questions, and you get every line of your Form 1040 plus a step-by-step guide to file it for free.
Download your transcripts from the IRS
- Go to irs.gov/your-account and sign in (it uses ID.me; the first time takes about 10 minutes with a photo ID).
- Open Records & Status, then Tax Records, then View or create transcripts.
- Download these PDFs (click EN next to each):
- Wage & Income Transcript for the year you're filing. Married? Your spouse signs in to their own account and downloads theirs too.
- Account Transcript for the year you're filing (shows any estimated payments).
- Account Transcript for the year before (gives last year's AGI, which you need to e-file).
Who this is for
Works well for: W-2 jobs, bank interest, dividends, stock sales, retirement and Social Security income, unemployment, a mortgage, student loans, HSAs, children, and a simple side business. Federal return for every filing status, plus Illinois. Florida and Washington have no state income tax on wages.
Not for: rental properties, partnerships/K-1s, farm income, foreign income, or anything the site flags. It tells you when you've hit one of those.
Add your transcripts
No transcripts yet?
A few questions
The transcripts cover the forms. These fill in what the IRS doesn't know. Your return updates as you answer.